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Cold and affordable?

I've been a digital nomad for years, but always in the tropics. Once this corona nightmare is over, I would love to experience life in a cold climate (I have seen snow only twice). It does seem like a lot of cold places are also expensive. Anyone have any suggestions of cold, affordable and somewhere where it isn't too difficult to get a 3 month or + visa?

I practice the Wim Hof method and somewhere with lots of access to outdoor swimming would be perfect.

Right now it's just a dream, but dreams are free.

submitted by /u/CarlyStarr
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